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What is a credit report, credit rank and why is it important?
A Individual credit report show a credit score which is a three(3)-digit number ranging from 300 to 900 that summaries your credit worthiness based on your past borrowing behaviour. It is derived automatically on the basis of your credit history and repayment history. A Commercial credit report reflects a credit rank of the businesses. A credit rank is a one-digit number ranging from 10 to 1. The credit rank near to 1 is considered good credit ranking. It is important because, a credit score or a credit rank is the first data that banker or lender verifies before approving your credit. A good credit score reflects your financial discipline and your improved chances of credit approval with better terms and rate of interest.
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How is a credit score calculated?
A Credit score is a score derived from the past borrowings and payment behaviour. It reflects the credit worthiness of the borrower based on the past credit history.
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What is a good credit score?
Any credit score above 650 is considered to be a good credit score
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There are how many credit bureau companies in India?
Currently there are four(4) credit bureaus in India. The four credit bureaus are CIBIL, CRIF Highmark, Experian, Equifax.
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Can credit report be rectified and score be improved?
Yes, incase of errors, negative remarks, etc. Scoreup Fincoadvisors.com Private Limited can assist you in Credit Report Rectification and Score Improvement.
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Who is Scoreup Fincoadvisprs.com Private Limited?
Scoreup Fincoadvisors.com Private Limited (Brandname : Fincoadvisors.com) is one of the leading company, providing consultancy services PAN India basis related to Credit Report rectification and Credit Score Improvement across India.
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Why choose Scoreup Fincoadvisors.com Private Limited?
Scoreup Fincoadvisors.com Private Limited (Brandname : Fincoadvisors.com) is one of the leading company, providing consultancy services PAN India basis for Credit Report rectification and Score Improvement across India. We have a dedicated professional team (dedicated relationship manager) providing tailormade solutions for every client. We provide online, hassle-free services all over India and have also reached the remote locations. We have so far assisted more than 50000 clients and served approx. 250 cities of India.
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Which credit bureaus report do you assist in rectifying?
We assist in Credit Report rectification and Credit Score Improvement of all the four Credit Beureas i.e. CIBIL, Experian, CRIF Highmark and Equifax.
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Is your service available across India?
Yes, we provide credit report rectification and credit score improvement services on PAN India basis across India. We have so far assisted 50000+ customers and served approx. 250 cities of India.
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How do we work?
We work online across India reaching rural, remote, urban locations of India as well. We provided dedicated relationship manager/ expert for every client and provide tailor-made solutions for all clients. We work with a professional and a customer centric approach
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Can I track the status of my case?
Yes, timely details will be provided by the dedicated relationship manager appointed for your respective case.
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Are there any hidden charges?
No, there are no hidden charges. All fees as mentioned in the website or revised as per the management decision communicated at the time of availing services is full and final and inclusive of taxes, if any. No charges over and above will be charged by the Company for the services apart from the fees communicated by the company at the time of services. However, in case of any dues outstanding or written-off, settled or compromised or any such sums outstanding related to your borrowings will be borne by the borrower itself and needs to be paid to the lending institutions directly by the customer itself.
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Can you help me if my account is written-off, settled or closed?
Yes, we do provide assistance and complete guidance on the case of written-off, settled, closed or compromised.
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Are there EMI facility available for your services?
Currently we are not offering EMI facility for our service fees. In case in future this option is available then the concerned team may communicate.
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Do you guarantee an increase in my credit score?
We are committed to provide services with utmost care and proficiency. However, increase of credit score and rectification of credit report is subject to various conditions, factors and circumstances. There may be events beyond our control which can affect the customers case.
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Do you offer any refunds if the credit score doesn’t improve?
Yes, we offer refunds in case if the work is not done due to unavoidable reasons. The refund will be granted as per the refund clause mentioned in Terms & Conditions.
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Is my personal and financial information safe with you?
At Scoreup FincoAdvisors.com Private Limited, we take your privacy and data security extremely seriously. All personal, financial, and credit-related information shared with us is protected with secure access controls. We do not share your information with any third party without your explicit consent. However the data, documents or information collected from the client shall be disclosed, shared or furnished to Credit Bureaus or Lending institutions for providing assistance during the services availed by you. Your trust is of utmost important to us and we are committed to keeping your information safe every step of the way.
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Do you help with getting new credit cards or loans once my score improves?
Yes, we may help you with new borrowing facility as we have DSA of several financial institutions.
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How can I get in touch with your support team?
You can call us on +91 – 9324056248 or write us on [email protected]
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What are your business hours?
Our business hours are from 10:00 am to 8:00 pm
